Fill in the blanks:

(i) Majority of the credit needs of the _________________households are met from informal sources.

(ii) ___________________costs of borrowing increase the debt-burden.

(iii) __________________ issues currency notes on behalf of theCentral Government.

(iv) Banks charge a higher interest rate on loans than what they offer on__________.

(v) _______________ is an asset that the borrower owns and uses as aguarantee until the loan is repaid to the lender.